As one of the most popular segment in abangabu.com , Abangabu will bring it live again week by week with young and old , aspiring and experienced entrepreneurs to share with us their journey in entrepreneurship. From this AbangAbu believes that many of us can learn many new things that can be a great help for us.

This week one of MAP untuk KAYA participant who been successfully started few ventures share her views and journey. So lets learn from it…..

Here goes the interview……

1)What kind of business do you have? What inspired you to become an Entrepreneur business owner?

I have a tuition agency which I call MyTutor Agency. I was a school teacher and is currently doing free-lance teaching. In 2006, when I was doing part-time teaching scheme in a mainstream school, I realized I needed extra cash to pay for my son’s chemotherapy treatment. I tumbled upon a tuition company which taught me the ropes of doing this business at a low cost of using it’s database. I was excited but the business comes with it’s own set of challenges. What’s important to me though is, this business does not take too much of my time and it does not give me any pressure…..I do it “Just for fun and to help others”.

This business is my side-line which could very well be my next BIG THING!

2)Did you need to have a certain mindset to achieve success?

It’s the hunger to earn more and live in abundance. Of course, there are setbacks that can put you down and pull you back from moving forward but I get composed fast enough to get back in business. I’ve learnt not to dwell on failures but to pursue successes at all times.

3)Have you noticed certain advantages to being an entrepreneur business owner?

Being my own boss, it’s up to me to decide how much earnings I want to get for myself. If I need extra pocket money for a period of time, I will work hard to achieve my goal.

For example, if I need $3000 this month for a vacation 3 months later, I’ll make plans to get that by setting achievable daily targets. This is my side income anyway but to set a goal and be able to achieve that, to me, the feeling is ….FABULOUS.

4)Is it difficult to get financing for businesses? If so why and are there any solutions?

Mine is a small scale business so I do not need to get financing help from anywhere. I can start this business with NOTHING, just guts and that winning mentality.

5)Did you have a mentor to help you get started?

Initially I did not. So for 3 year, my business was left unattended and I had very low morale and no intention to revive the business. I read so many books on self-motivation and building own business but it never happened. I was high in spirit and hopes but don’t know where to start. So, on retrospect, those times reading and building castles in the air becomes pointless and a waste of time to the point that I thought all these rich people are saying are pure crap.Talks of the capitalists!

Things took a change after attending Abang Abu’s MAP untuk KAYA in early 2009.

Abang Abu’s simple tips stick vividly in my mind until today. I like his theory of making $1 grow most. During the course, I was skeptical that a $1 can multiply exponentially. To me, that was IMPOSSIBLE. Now, looking back, it was possible and believable that $1 can multiply with certain strategy, effort and God’s help, mix into one. From that, I learnt that Abang Abu is trying to make us see that intangible existence can be a tangible achievement if we see the big picture of knowing your business.

6)Approximately how much money did you invest before your business became profitable?

Not much. I registered my company in 2006 with little money and then, I engaged a friend’s help to secure the domain name and do up a simple website at about $300. Twice a month, I’ll put up advert in the papers. That’s all. I get at least 20 times the profit from there.

7)What resources were most helpful to you when you were starting your business?

I come into the business with nearly 10 years of teaching experience.

That in itself is a plus point for parents to believe the kind of advice or consultation I give them as well as to tutors with regards to making the tuition effective and parents money spent worthwhile. I live by my belief in keeping the “edupreneur” spirit in me alive. I also have a committed and experienced pool of tutors whom I can rely on.

8)What ways have you found to be most effective in marketing your product or service to get sales?

The best marketing tool I have is my 800 pool of Facebook friends of whom, some are my clienteles, be it MyTutors or tutees. I believe that if you do a good job, clients will come back to you and spread the good word about your services and this will live by many years to come. I attribute 60% of my sale profits to this group of clients.

9)What tips can you give others who want to embrace their dream but, don’t have the confidence or feel they don’t have what it takes to succeed?

It’s totally ridiculous to believe that only those who can “ra-ra” and “who-ha” will survive in the business industry. There are many “Jutawan Senyap” lingering around us. You may choose what you want to become. All it takes is the first step to achieve success and the formula will run in your head somehow. If you follow this believe with me, I believe ANYBODY CAN BE RICH!

10)How do you manage juggling the responsibilities of being a entrepreneur?

Doing tuition coordination is a hobby. I treat is as spending my time wisely since I get to earn from it. Most people pay for their hobby but I get money to do my hobby and the feeling’s SUPERB! What’s interesting is, my 8 year old daughter is into this business. She gets to earn by helping me to work on the database following my instructions. She has been so successful to the point that my other 3 kids, aged 7, 5 and 4 years old are green-eyed and eager to learn this simple rope as well.

Sometimes, I have to crack my head a little when the request is complicated, something happens to the tutor or tutee during the course of the tuition or when there are no tutors willing to take up an offer. Time is money in this trade since once late, I’ll lose the business. So, I have a personal SOP for closing the deals.

11)What’s next for you?

I intend to strengthen MyTutor’s pool and only maintain the tried and tested tutors. With the great interest I see in my children in doing this business, I want to make this a family hobby which brings in side income in multiples.

I have plans to produce a book soon, insyaAllah. This book is about how my family is able to come out from the ordeal of hardship to the point of poverty where we were deeply in debt with the hospital of $60,000 when one of my son was diagnosed with cancer of the blood, leaukemia in 2004. It tells about the resilience we can be to overcome hardship and turn it into a life lesson and fight to pursue life to the best we can.

AbangAbu believe that you can learn lots of things in this interview. Abangabu.com would like to thank Azidah for this interview and wishe Azidah all the success in her journey and new ventures.

If you too want to create a successfulful business do attend the POWER MAP untuk KAYA workshop…..

AbangAbu had most challenging year this year and it has been the most rewarding year too.

MAP untuk KAYA had reached batch 55 after 2 years of being launched and benefited more than 1000 participants so far. Some of them are doing very successfull businesses today locally and overseas. Hamimah from NURI , Fadzuli from Islamicevents.sg , Sufian from Ayurveda  and many more .

MAP untuk KAYA workshop

Check out the previews by clicking above link.

Bijak Belanja is running successfully for second year with more than 5000 people benefited. This is an event that funded by MENDAKI and organized by SENSE MENDAKI. There will more Bijak Belanja workshops are happening coming December and take peep at mendaki.org.sg

PM Lee ( Singapore Prime Minister mentioned about how Bijak Belanja had benefited the Malay community in his national day arally speech. Click here

MAP2BRICH – an online coaching on wealth and money had received as the BEST wealth E Coaching from Young Entrepreneur Club. It has now viewed and benefited 1051 till this month. At the most affordable price for this E coaching it will be the best investment on Financial Education for you.

MAP2BRICH -  Get it Now before the price move up soon

AbangAbu will be sharing more happenings tommorow as well…….

PS: AbangAbu is now looking for a Web Master who is looking to do  join venture projects. DO GET it Touch via email. All are welcome. Malaysian , Singaporean , Brunei ……. You want to be the next  Internet Super Star?

Project $$ ini adalah untuk anda mengunakan satu jam dalam sehari untuk menjadikan kewangan anda lebih sihat dan sempurna. $ehari $ejam adalah inisiatif AbangAbu dalam menjadikan masyarakat Melayu menjadi lebih vibrant dalam dunia kewangan.
Semua yang mengikuti Project $$ merasakan kesan yang positif dalam keadaan kewangan mereka. Setiap yang paling baik tidak semestinya berbayar.. Teruskan dan kongsikan juga dengan teman teman dan kenalan anda supaya sama sama mendapat manfaat.

BENGKEL MAP untuk KAYA December 2009 Preview Percuma Daftar Sekarang

Hari ini dalam $ehari $ejam AbangAbu ingin mengambil kesempatan hari Ahad( hari keluarga bagi ramai ) untuk memberikan satu kaedah yang boleh menjimatkan wang. Selalunya hari Ahad adalah dimana sesebuah keluarga akan keluar bersama sama dan menghabiskan masa bersuka ria dan menjalinkan hubungan keluarga supaya lebih kukuh lagi. Bagaimana pun selalunya bersama sama masa duit juga akan sama sama habis!!!!!!

Hari ini AbangAbu ingin memberikan kaedah untuk bersama sama keluarga juga tetapi tidak lah banyak membuang duit. Dapatkan jadual serta waktu waktu di hujung minggu dimana banyak aktiviti aktiviti yang dilakukan dikawasan perumahan anda. Misalanya aktiviti masyarakat di kelab masyarakat, Di masjid masjid kawasan anda. Ini sebenarnya banyak menjimatkan serta menemukan anda dengan kenala kenal baru dan juga mungkin yang lama tidak ditemui.

AbangAbu juga bersama keluarga telah mula lakukan aktiviti aktiviti dua bulan kebelakang ini dan dapat menjimatkan wang yang tidak kami sangak boleh dijimatkan, serta juga dapat bertemu banyak rakan rakan baru dalam proses ini.

Untuk $ehari $ejam AbangAbu ingin anda dapatkan semua aktiviti yang dijalankan di kawasan perumahan anda atau berdekatan. Ini boleh dilakukan dengan melayari internet lelamam kawasan anda, juga majalah atau surat khabar, dan juga dari kenalan kenalan anda.

Salam project $$,

AbangAbu

PS: RESPONSE DARI PESERTA SIMPAN CHALLENGE – UPDATE EVERYWEEK

UPDATES OF OUR SEMINARS AND WORKSHOP By NOWASIA

MAP untuk KAYA – workshop kewangan melayu yang paling laris di singapura.

SIMPAN Challenge – Dapatkan tip tip menyimpan dan menjana $1000 dalam masa sebulan.

MAP2BRICH – The most effective money and wealth ecoaching program just for less than 10 cents a day.

COMING SOON – GERAJ WANG oleh AbangAbu in January 2010 Di Kuala Lumpur, Malaysia.

]]> http://abangabu.com/simpan-challenge-update/project-7-ehari-ejam-abangabu/feed/ 0 http://abangabu.com/simpan-challenge-update/project-3-ehari-ejam-abangabu/ http://abangabu.com/simpan-challenge-update/project-3-ehari-ejam-abangabu/#comments Mon, 09 Nov 2009 16:22:58 +0000 Abang Abu http://abangabu.com/?p=1464 AbangAbu memulakan PROJECT $$ sebagai asas SIMPAN CHALLENGE yang begitu efektif sekali. AbangAbu syorkan anda semua menyertai SIMPAN Challenge. Project $$ ini adalah untuk anda mengunakan satu jam dalam sehari untuk menjadikan kewangan anda lebih sihat dan sempurna.

Ini adalah segmen Project $$ yang ketiga. Mahu bincang mengenai kad kredit.

AbangAbu merasakan bahawa adalah baik untuk anda  memintak pihak kad kredit anda memberikan potongan interest sekiranya anda mempunyai bayaran kredit yang perlu dibayar setiap bulan. Anda hanya memerlukan angaran satu jam sahaja dan waktu ini boleh menjimatkan jumlah wang yang banyak pada jangka waktu panjang.

Caranya amat mudah, cuma anda harus bersikap tegas dalam mendapatkan potongan.

Pertama, Anda dapatkan kad kad kredit yang telah anda gunakan dan mempunyai hutang kredit yang perlu di lunaskan dan belum dibayar sepenuhnya. Jika anda tidak pernah mempunyai hutang atau sentiasa membayar apa yang anda gunakan , sebarang potongan sukar didapati kerana anda bukan pelanggan yang membawa keuntungan kepada pihak bank, Sebaliknya jika anda sentiasa mempunyai kredit yang belum dibayar maka pihak kad kredit akan memberikan potongan kepada anda.

Setelah anda mendapat semua kad kad yang memang anda punyai kredit yang belum dibayar, sila dial nombor talipon yang tertera di kad tersebut. Anda harus berhubung dengan supervisor dan bukan operator sahaja. Anda harus meminta talian anda disambungkan kepada supervisor kerana selalunya pihak pertama yang menjawap panggilan anda  tidak mempunyai kuasa untuk memberikan apa apa potongan. Jika anda tidak diberikan peluang maka katakan kepada mereka anda ingin membatalkan kad kredit anda.

Kini anda boleh memberitahu supervisor yang anda inginkan potongan, kebiasaanya mereka akan mengurangkan kadar interest kepada anda, jika mereka tidak mahu berikan potongan , maka katakan kepada mereka anda ingin menukarkan semua kredit ke kad kredit yang lain yang memberikan kadar faedah 0% , ini selalunya akan menjadikan supervisor atau syarikat kad kredit ini memberikan kadar interest  yang lebih rendah. Jika taktik ini juga tidak menjadi maka beritahu mereka anda menghadapi kesukaran untuk membuat abayaran dan ingin interest dikurangkan , selalunya taktik ini akan membuahkan hasil yang baik. Jiaka semua taktik yang dibincangkan tidak diterima , maka ucapkan terima kasih kepada mereka dan letak talipon anda.

Dengan hanya melakukan semual proses diatasa ke kad kredit yang lain juga , anda akan dapat mengurangkan kadar interest yang boleh menjimatkan anda wang yang banyak.

Contoh, jika anda mempunyai kad kredit yang mempunyai hutang sebanyak $2000 denagn kadar interest 18.9% dan anda mendapat potongan kadar interest ke 12.9 . Ini adalah penjimatan sebanyak $120 dengan hanyasatu panggilan ke bank.

Jadikan sejam sehari anda, memberikan keuntungan jangka panjang dalam kehidupan serta kewangan anda.